Credit Inquiry CCX, by virtue of its extensive information channels and enormous data resources, as well as its professional credit analysts, provides consultancy service and credit management system development service to its customers at home and abroad, to help customers grasp the comprehensive credit status of suppliers, clients, rivals, or potential investment or M&A targets, etc and to prevent and control and eliminate the risk and losses of investment and trade.
(I) Credit Report (for enterprises in Mainland China)
Brief Credit Report ◆ Report Purpose
The statutory information, i.e. the registration and shareholder information of Subject.
◆ Report User
Verify the legitimacy of Subject during the first business contact.
◆ Report Content
See attached sheet.
Basic Credit Report ◆ Report Purpose
Basic credit status of Subject.
◆ Report User
Check the credit status of business partners regularly or immediately.
◆ Report Content
See attached sheet.
In-depth Credit Report ◆ Report Purpose
In-depth credit status of Subject.
◆ Report User
Check the in-depth credit status of key business partners, esp. in the case of joint venture, business cooperation, significant investment or M& A.
◆ Report Content
See attached sheet.
Framework of Credit Report
|
TYPE OF REPORT
FRAMEWORK OF REPORT |
IN-DEPTH REPORT |
STANDARD REPORT |
BRIEF REPORT |
|
1. GIVEN INFORMATION |
★ |
★ |
★ |
|
2. SUMMARY |
★ |
★ |
|
|
3. BASIC INFORMATION |
BUSINESS CONTACT |
★ |
★ |
★ |
|
REGISTRATION |
★ |
★ |
★ |
|
4. BRANCH & SUBSIDIARY & INVESTEE COMPANY |
BRANCH |
★ |
★ |
|
|
SUBSIDIARY |
★ |
★ |
|
|
INVESTEE COMPANY |
★ |
|
|
|
5. CAPITAL CONTRIBUTION & SHAREHOLDER(S) |
CAPITAL CONTRIBUTION |
★ |
★ |
★ |
|
BACKGROUND OF SHAREHOLDER(S) |
★ |
★ |
|
|
CHANGE OF REGISTERED CAPITAL & SHAREHOLDER(S) |
★ |
★ |
|
|
6. DIRECTOR / SUPERVISOR / SENIOR MANAGEMENT |
DIRECTOR / SENIOR MANAGEMENT |
★ |
★ |
|
|
BACKGROUND OF SENIOR MANAGEMENT |
★ |
★ |
|
|
7. STAFF |
★ |
★ |
|
|
8. FACILITIES & PROPERTY |
★ |
★ |
|
|
9. TRADEMARK & PATENT |
TRADEMARK |
★ |
★ |
|
|
PATENT |
★ |
★ |
|
|
10. PRODUCTION LICENSE |
★ |
★ |
|
|
11. PURCHASE & SALES INFORMATION |
PURCHASE INFORMATION |
★ |
★ |
|
|
SALES INFORMATION |
★ |
★ |
|
|
12. CREDIT RECORD |
★ |
★ |
|
|
13. FINANCIAL INFORMATION |
BALANCE SHEET & INCOME STATEMENT |
★ |
★ |
|
|
KEY RATIOS |
★ |
★ |
|
|
COMPARISON WITH INDUSTRY AVERAGE |
★ |
★ |
|
|
FINANCIAL ANALYSIS |
★ |
★ |
|
|
14. BANKING INFORMATION |
BANK ACCOUNT |
★ |
★ |
|
|
LOAN INFORMATION |
★ |
|
|
|
15. MORTGAGE RECORD |
MORTGAGE RECORD |
★ |
|
|
|
IMPAWN RECORD |
★ |
|
|
|
GUARANTEE RECORD |
★ |
|
|
|
16. LAWSUIT RECORD |
★ |
★ |
|
|
17. NEGATIVE RECORD |
★ |
★ |
|
|
18. COMPREHENSIVE COMMENTS |
INDUSTRY RANKING |
★ |
★ |
|
|
INDUSTRY ANALYSIS |
★ |
★ |
|
|
HISTORY |
★ |
★ |
|
|
BUSINESS STATUS |
★ |
★ |
|
|
ORGANIZATIONAL STRUCTURE |
★ |
|
|
|
STRONG/WEAK POINTS |
★ |
|
|
|
DEVELOPMENT PLAN |
★ |
|
|
|
PROSPECT |
★ |
★ |
|
|
EXTERNAL RELATIONSHIP & RISK EVALUATION |
★ |
|
|
|
CREDIT RECORD |
★ |
★ |
|
|
19. CCX RATING |
CREDIT RATING & RISK INDEX |
★ |
★ |
|
|
20. CREDIT LIMIT RECOMMENDATION |
★ |
★ |
|
Note: “★” indicates item involved.
Real Estate Credit Report ◆ Report Purpose
General operation status of Subject in its real estate projects.
◆ Report User
Assess the procurement bid opportunities in the real estate projects, the future capital source and the sales prospect of the current real estate projects.
◆ Report Content
Investigation explanation, summary, business contact, registration, branch & subsidiary, capital structure & shareholder, change on registration information, principals, staff, facilities & property, financial information, banking information, public record, status quo of project, capital source, risk evaluation, prospect analysis and conclusion.
Business Information Report ◆ Report Purpose
Registration, shareholder information and basic financial figures of Subject.
◆ Report User
Verify the registration and shareholder(s)’ background and the credit risk hidden in financial status.
◆ Report Content
Registration, capital structure & shareholder(s), financial information (Balance Sheet and Income Statement for the most recent two years).
Financial Trend Report ◆ Report Purpose
Basic financial information of Subject.
◆ Report User
Identify the basic financial risks and trends.
◆ Report Content
Basic business contact, financial figures (Balance Sheet, Income Statement and Cash Flow Statement for the most recent five years at best).
Research Report on Rival’s Purchase ◆ Report Purpose
Information and analysis about the business rival’s customers and suppliers and their transaction status as well as their development trend.
◆ Report User
Research the purchase and sales information of business rivals to support the strategic decision making.
◆ Report Content
Registration, Shareholders’ Information, Production, Major Suppliers, Analysis on Suppliers’ regional distribution, Monthly-based Analysis on Purchase Information, Opinion from Major Suppliers, Major Customers, Analysis on Customers’ Regional Distribution, Monthly-based Analysis on Sales Information, Analysis on Customers’ Features, Opinion from Major Customers, etc.
Credit Monitoring Report (Quarterly) ◆ Report Purpose
Changes on daily activities and credit status, up-to-date credit records and negative records of Subject.
◆ Report User
Monitor and early-warn the credit risk hidden in key credit accounts.
◆ Report Content
Abnormal change on the credit rating, principals, shareholders and product structure of Subject; significant investment or cooperation events; infringement activities; industry changes and other abnormal changes.
Negative records: lawsuit, tax payment, quality inspection, business ethics, environmental protection and labor relations.
Analysis Report on Credit Risks of Client Group ◆ Report Purpose
Verify the overall distribution of the credit ratings of client groups to adjust the credit policy offered to individual clients or adjust the overall credit policy based on the market share and industry prosperity index.
◆ Report User
Companies that have their own credit management policy and regularly assigns credit rating to its clients.
◆ Report Content
Comprehensive analysis on client risk, credit ratings, size distribution, solvency, profitability, business trend, legal status, industry distribution, stability and regional distribution.
Inspection Report on Trademark Registration ◆ Report Purpose
Registration of the trademark of Subject.
◆ Report User
Identify the legality of the trademark use of business partners.
◆ Report Content
Trademark registration, including registered products, registration date and valid period, etc.
Inspection Report on Trademark Infringement ◆ Report Purpose
Registration of the trademark of Subject.
◆ Report User
Inspect the trademark infringement.
◆ Report Content
Details about Subject’s production and sale (An agent of Subject would be interviewed in the case of Subject has sales agents)of the products under the registered trademark that it infringes upon. CCIS (PRC) would assist customers to purchase samples as necessary.
Assets Investigation Report ◆ Report Purpose
Assets situation of Subject.
◆ Report User
Investigate the overall assets situation of debtors or investee companies, in order to judge the safety of A/R collection and acquisition-based investment feasibility.
◆ Report Content
Registration, shareholder, real estate, land use right, vehicles, financial information analysis, etc.
Due Diligence Report ◆ Report Purpose
Comprehensive operating status, management ability and financial ability of Subject.
◆ Report User
Judge the investment risks by investigating the all-sided information of important business partners or rivals.
◆ Report Content
Registration, shareholder, financial information, principals, facilities & property, corporate governance structure, etc., also including the analysis on core competitive strengths, product and technology, management standardization, market prospect, marketing ability, investment value and risk index of Subject, etc.
Customized Report ◆ Report Purpose
Information on specific operation of Subject and related analysis.
◆ Report User
Provide information and analysis according to the specific targets assigned by customers.
◆ Report Content
Customized framework based on specific requirements.
(II)Overseas Credit Report Credit report in more than 160 countries and regions from Asia, Europe, America, Africa and Oceania.
The report framework tallies with the specific items from export insurance agencies.
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